QotD: Who Should Pay?

You crash your friend's car because you're driving too fast in bad weather. Everyone's okay, but the car has to go into the shop. Who pays the deductible?

What a retarded question.  When does the "Your friend has pissed you off beyond belief, fucked your bf/gf, and broke your favorite mug.... How many times do you stab them?" QotD come up?  Let me know, I'll take the day off.

Seriously.  I'm a pretty careful driver and if I borrowed someones car, I intend it will be driven back to them intact with whatever gas I used replaced.  If by some circumstance, I did some damage to their car and I was at fault, I'd pay the deductible.  I probably would either way, I'm a pretty decent guy.  Thing is, I have my own car and even when people offer me theirs when they're parked in back of my, I insist on using my own.  Then I don't have to worry about it.